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📦Business Coverage

Business Package Insurance

A business package policy bundles multiple essential covers into a single policy for small to medium businesses in Sint Maarten — combining property, liability, and business interruption protection under one convenient arrangement.

What this can help protect

Coverage options may include the following, subject to policy terms and underwriting requirements. Not all risks are automatically covered.

Commercial Property Cover

Coverage options may include protection for your business premises, contents, and stock against fire, storm, theft, and other covered perils, subject to policy terms.

Public Liability Protection

May help cover legal costs and compensation if a third party is injured or their property is damaged by your business operations, subject to policy limits.

Business Interruption Cover

Coverage options may include replacement of lost income and ongoing expenses if your business is forced to close due to a covered insured event.

Employer's Liability Options

Some business package policies may include or offer employer's liability cover for work-related employee injury claims, subject to carrier requirements.

Money & Theft Protection

Coverage options may include protection for business cash and assets against theft or burglary, subject to security requirements and policy terms.

Glass & Signage Cover

Some policies may include coverage for accidental breakage of fixed glass and damage to external signage, subject to specified limits and policy terms.

Ready to bundle your business coverage?

Speak with a Compass advisor about business package coverage options. Subject to policy terms and underwriting.

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