Insurance Carriers
Compass Insurances works with a select group of reputable carriers to bring you the right coverage for your needs. Learn about each carrier, their history, and the products they offer in Sint Maarten.
The information on these pages is educational. Compass Insurances is an independent broker — we represent your interests, not any single carrier.
Our Carrier Partners
Each carrier brings distinct strengths to the table. As your broker, Compass helps you identify which carrier and product best fits your situation.
PALIG
Pan American Life Insurance Group
Life & Health Insurance Across the Americas
A leading provider of life and health insurance across Latin America and the Caribbean, with over 100 years of experience serving individuals and businesses.
Key Strengths
NAGICO
NAGICO Insurances
The Caribbean's Trusted General Insurer
One of the Caribbean's largest and most trusted general insurance providers, with deep roots in Sint Maarten and a broad portfolio of personal and commercial products.
Key Strengths
Guardian Group
Guardian Group
Financial Security for the Caribbean
A leading financial services group in the Caribbean offering life insurance, health coverage, pensions, and investment products to individuals and corporate clients.
Key Strengths
ENNIA
ENNIA
Insuring the Dutch Caribbean Since 1944
A well-established insurer in the Dutch Caribbean, offering life, health, and general insurance products tailored to the unique needs of the region's residents and businesses.
Key Strengths
Independent Advice, Tailored for You
As an independent insurance broker, Compass Insurances is not tied to any single carrier. Our job is to understand your needs and match you with the carrier and product that offers the best value and protection for your specific situation.
- ✓Access to multiple carriers and products in one place
- ✓Unbiased advice based on your needs, not commission targets
- ✓Claims support and advocacy when you need it most
- ✓Local expertise in Sint Maarten's insurance landscape
How Compass Helps
Understand your needs
We start with a conversation about your life, assets, and goals.
Compare carrier options
We review products from our carrier partners to find the best fit.
Present clear recommendations
You receive a clear, jargon-free comparison with our recommendation.
Ongoing support
We're here for renewals, changes, and claims throughout your policy life.
Not sure which carrier is right for you?
Our advisors will help you compare options across all our carrier partners and find the coverage that fits your needs and budget.